Client Rights Protection and Disputes in Banking Law

Litigation against banks and microfinance organizations is one of the most legally complex fields, where the client is typically on unequal footing.
Qualified legal support is critical for issues such as challenging unfair contract terms, disputing unlawful fees, contesting increased interest rates, or protecting against the foreclosure of mortgaged property. Our practice is focused on defending the financial interests of individuals and businesses in disputes against financial institutions.

Legal services include:

* Loan and Mortgage Disputes:  Challenging the baseless accrual of loan interest or penalties by the bank; stopping or appealing the auction sale of mortgaged property;
* Contract Terms:  Seeking to nullify unfair, ambiguous, or unlawful clauses within banking agreements;
* Guaranty (Suretyship) Disputes:  Protecting the guarantor's rights, challenging the guaranty agreement, and seeking release from disproportionate liability;
* Account Freezes and Unlawful Charges:  Verifying the legality of seizures or collection orders (incasso) placed on bank accounts and demanding the return of unlawfully deducted commissions and fees;
* Loan Restructuring Negotiations:  Conducting negotiations with the bank to achieve restructuring terms favorable to the client (e.g., term extensions, interest rate reductions).